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There are a few standard requirements that all the payday lenders ask for. You must be 18 years or older and have a steady job or another source of income that you depend upon. Owning a checking account is also essential for the repayment of fees and sometimes for the deposit of your loan money.

A monthly minimum income if you need to borrow around the maximum of $1500, would have to be around $1000 dollars a month. There will be no credit checks and even if you have bad credit, with the simple requirements met, you will more than likely be approved for your loan.

Your application for a loan of this kind is simple and easy. The questions include your SS number and address of employer as well as your information Brad Hunt Golden Knights Jersey , address and telephone number. There is really not much to it and can be done in 10 minutes or so.

When do you need this money? This important question will make a difference in the fees you are charged. The faster you need your money will require a higher fee per hundred dollars borrowed. If you want that fast loan, you will pay between $25-30 per hundred. This is a flat rate! There are some eager lenders who you loan you money at 50% discount of the flat fee if you are a first-time borrower. Otherwise, less costly fees are available everywhere, but your timing is what is important as far as fees charged.

You should know about the repayment of your loan. The lender will want a postdated check if you make your transaction in person. The online lender will use your bank account information to withdraw the sum of money agreed upon during the loan process. This will be the loan amount plus the borrowing fee. This is an easy process.

The term of the loan is determined by the date of your next payday. If you are paid weekly William Karlsson Golden Knights Jersey , then the term is 8 days. Some people are paid on other schedules and your schedule could be set at 25 days. Whichever that payday is, that is the time your loan is due. If your loan comes due and you are not able to pay the lender, apply for an extension. Most lenders are happy to do this for you and keep you as a good customer.

You have found the loan that meets you urgency for that extra cash. You know what to expect at the end of the loan term and exactly what the fees are. Maybe someone at work guided you to a payday loan company who they did business with in the past. However you find your best payday loan, you have the answer to your immediate financial problem. Best of luck to you! Mixing and mingling with industry professionals is an opportunity that you should NEVER let slip by. Here are some tips from my own experience to help you make the most of your conference:

1. Agents and editors are people too. Just like you David Perron Golden Knights Jersey , they have an agenda as well as their anxieties when attending conference. As an agent or editor walks into the party, she might be thinking: will I find that writer who will get me promoted, or will I have to get a restraining order from the lady in purple? A slight exaggeration that I hope illustrates the point.

2. Introduce yourself if you do, and especially if you don't have an appointment with that person. Be a familiar face when you walk into your appointment; you'd be surprised how much more comfortable you feel and how much she pays attention. Or Luca Sbisa Golden Knights Jersey , seize the opportunity to chat up your first-choice agent who was booked by the time you signed up for your appointment.

3. Small talk doesn't have to be small. When I attended my very first writer's conference in 2001, Red Dress Ink Senior Editor Margaret Marbury sat next to me during the keynote lunch. Rather than pester her with my pitch or worse, ignore her, I said hi and then complimented her on her dress. We started talking about life in New York versus L.A. and then Oscar Dansk Golden Knights Jersey , she told about the new line she was starting called Red Dress Ink. From that chance meeting, I didn't get a six figure offer for my book; rather, I got a valuable education on the editorial process (especially submission faux pas that irritated editors the most), what makes a book marketable Oscar Lindberg Golden Knights Jersey , the books she had edited, etc.

4. Don't drink and drive. Keeping the previous point in mind, don't fuel up on liquid courage even if you are at a wine and cheese party. Social mixers are ultimately professional events. The agent holding a glass of wine while laughing at your witty repartee still has an agenda at the conference: to size up potential authors and meet up with her current authors. You have an agenda too and don't screw it up!

5. Have an entry and an exit plan. I met my editor during the Q&A session of the Avon Spotlight during the Romance Writers of America conference in New York. After the session, I went up to her and introduced myself. She was surrounded by authors who wanted the guidelines she was passing out Cody Eakin Golden Knights Jersey , so I kept it short by asking if she would like to see the synopsis and the first three chapters of my book I had referenced in my question. She said yes and I thanked and then wished her a good conference. Do you know that when I asked her about that day eight months later, she remembered? What she appreciated was that I respected her time and yet took the time to introduce myself and my book. It was the start of a beautiful friendship.

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